Comic Transcripts

[[Closeup of a credit-card disclosure agreement.]]
DAN: Can you make heads or tails of it?
JUNE: No. But it’s gotta be something BAD.

JUNE: Probably raising the interest rates again.
Or instituting a COMPETENCY SURCHARGE for paying the bill on time.
DAN: Hey, Josiah’s good at deciphering this stuff. What does this SAY?
What AFFRONT do we need to BRACE ourselves for?

[[JOSIAH takes the document and reads it.]]
JOSIAH: Hmmm
Prime rate
Average daily balance
Promotional APR
Taxes
…They’re going to drop a locomotive on your house.
DAN & JUNE: WHAT?!
JOSIAH: Tuesday. Seven A.M.
Sneaky.

CAPTION: LATER
[[A locomotive has indeed been dropped on the house.]]

{{Header: examine WONDERMARK.COM}}
{{Alt-text: To reject this change in your terms of service, simply do not use the locomotive}}

#599; The Boilerplate Clause transcribed by in

[[Closeup of a credit-card disclosure agreement.]]
DAN: Can you make heads or tails of it?
JUNE: No. But it’s gotta be something BAD.

JUNE: Probably raising the interest rates again.
Or instituting a COMPETENCY SURCHARGE for paying the bill on time.
DAN: Hey, Josiah’s good at deciphering this stuff. What does this SAY?
What AFFRONT do we need to BRACE ourselves for?

[[JOSIAH takes the document and reads it.]]
JOSIAH: Hmmm
Prime rate
Average daily balance
Promotional APR
Taxes
…They’re going to drop a locomotive on your house.
DAN & JUNE: WHAT?!
JOSIAH: Tuesday. Seven A.M.
Sneaky.

CAPTION: LATER
[[A locomotive has indeed been dropped on the house.]]

{{Header: examine WONDERMARK.COM}}
{{Alt-text: To reject this change in your terms of service, simply do not use the locomotive}}

#599; The Boilerplate Clause transcribed by in

[[Closeup of a credit-card disclosure agreement.]]
DAN: Can you make heads or tails of it?
JUNE: No. But it's gotta be something BAD.

JUNE: Probably raising the interest rates again.
Or instituting a COMPETENCY SURCHARGE for paying the bill on time.
DAN: Hey, Josiah's good at deciphering this stuff. What does this SAY?
What AFFRONT do we need to BRACE ourselves for?

[[JOSIAH takes the document and reads it.]]
JOSIAH: Hmmm
Prime rate
Average daily balance
Promotional APR
Taxes
...They're going to drop a locomotive on your house.
DAN & JUNE: WHAT?!
JOSIAH: Tuesday. Seven A.M.
Sneaky.

CAPTION: LATER
[[A locomotive has indeed been dropped on the house.]]

{{Header: examine WONDERMARK.COM}}
{{Alt-text: To reject this change in your terms of service, simply do not use the locomotive}}

To reject this change in your terms of service, simply do not use the locomotive

#599; The Boilerplate Clause

  — February 26th, 2010

[ Tags: , , , ]       Permalink: https://wondermark.com/c/599/

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Applications open for Genius Northwest – an IRL gaming competition

May 8, 2026 by David Malki !

Last year, I participated in Genius Northwest, a gaming competition inspired by the Korean gameshow The Genius and its ilk.

It’s a reality show without the cameras — a 3-day, all-inclusive weekend retreat structured around a series of challenges and puzzles, in which personalities and dealmaking matter as much as playing games.

It’s truly a remarkable thing. I came in dead last in the competition, but I still had a great time participating.

The event is held annually in the Pacific Northwest (hence the name) and applications are now open to participate in the 2026 competition!

Learn more — and apply — at GeniusNW.com.


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